Life Insurance Breakpoints

3 February 2010
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Have you ever heard of bands in regards to life insurance?
Well it’s true.  There are premium bands that almost all life insurance companies use.  This creates pricing issues that you might never be aware of.  A good insurance professional should be aware of this but not always.  They make mistakes.  These bands will vary by [...]

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7 Ways Your Group Disability Will Fail

28 January 2010
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Most people don’t even think about disability.  It’s sort of the ninja of personal finance.  It silently hurts you.  The reason I say this is because there is no announcement in the newspaper and there are no big events held.  Something bad happens and you end up in near seclusion as you try to recover.  [...]

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Search for Instant Gratification

26 January 2010
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The two biggest areas people are in constant search of gratification are in regards to money and looks.  For the purpose of this post we’re going to focus on weight and physically fitness in regards to looks.  Then for money we are going to looking financial situation or your financial health.
Development
an early age our perceptions [...]

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Sunday Link Rodeo 18

24 January 2010

Playoff weekend, have to love it.  I do have a question and I might even have asked it before…why are so many kickers missing fieldgoals?  I’m pretty sure we’ve see more missed fieldgoals in the post season than any weekend during the regular season.  It seems like every playoff game has a couple of missed [...]

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Are You Happy?

20 January 2010

Make sure you read the title.  Read it again.
I turned on the Biggest Loser tonight just in time to see Jillian Michaels at the top of her game.  The green contestant was not opening up and not exercising.  The funniest thing about the show is that if you really watch the trainers on the show [...]

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Money is Not an Outcome

19 January 2010
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Has your financial advisor every asked you…
What are the three things you want your money to provide for you in the future?
If yes, how did you answer that?  If no, get a new adviser.  How simple is this question?  Let’s start here.  What do you want your money to provide for you in the future?  [...]

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Sunday Link Rodeo 17

17 January 2010

I hope everyone is enjoying the weekend.  Some call this the best weekend of football since you get the top 8 teams (supposedly) playing 4 games this weekend.  From here on out the game count goes down.  I must say watching the playoffs this years has been disappointing to me.  There are so many mistakes [...]

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Diversifying Your Income Streams

14 January 2010
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I was going through my e-mails the other day when I received another e-mail from an insurance company (I say that because I receive a lot of e-mails from various insurance companies) advertising some change in their current offerings.  I breezed over it when something jumped out at me.  The thing that really caught my [...]

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Don’t be Buridan’s Ass

11 January 2010
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A hungry donkey walks into a barn in search of food.  He finds two identical haystacks at opposite ends of the barn.  The donkey stands in the middle of the barn between the two haystacks, not knowing which one to choose.  Hours, then days go by, but the donkey just can’t seem to make up [...]

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